Bit of a long story but I'll try and keep it brief.
2 years ago our factor (glasgow housing association) overruled us and reclad and reroofed our block of flats, we voted against the work as we couldnt afford it but the majority said yes so we were forced into it. We sold the property last year but are liable for the bill as we were owners at the time. My grandad said he would give us the money to pay it when the time came but could we try and delay it as much as possible, fine.
During the works the builders almost destroyed the flat, they flooded the kitchen twice ruining the plaster work, when taking the old chimney down they didnt secure the old fire plave correctly and we came home to find oor living room in 6" of dust and debris ruining our daughters toys and my rug. We also found human waste puring through our bathroom ceiling, they replastered the ceiling but left the tiles cracked and the wallpaper hanging off. The waste pipe behind the toilet was also damaged and the tiles left hanging off.
We got the bill this week its for almost £7000 with no reduction for the damage caused or the stress they put me under. I called my mum to let her know that the bill had come in and she told me she doesnt feel that she can ask my grandad for the money now. In the 2 years its taken them to bill us he has gone blind and had 2 heart attacks, he also suffers with angina and is now having to pay for home care 3 times a day. Mum says he is very owrried about money and every time he thinks about it he is having an angina attack.
Mum says she can give me some money from the account of his in her name but she means round £500. I called today to try and organise payments and offered to pay £100 a month until such time as we can pay the balance in full. They wont even consider it, all they will take is £588 a month and it has to be paid in a year. If we dont do this they will take us to court to recover the debt, even if we make monthly payments of what we can afford. The woman on the phone said that a court may overrule them and let us pay what we can afford but we would have to pay court costs.
I just dont know what to do, OH is away and Im pregnant and really dont want this stress, I also have a 3000 word essay that has to be done for the weekend. Im just sitting here in tears, I know my mum is worried about my grandads health, so am I but what about my health? I feel as if I am wishing he wasnt here and thats not true, i want him to be able to stay at home and be comfortable, he is 93! but I wish someone had told me that this wasnt going to be an option anymore a long time ago.
Dont know what i want from this post, just to get it all out I guess, if youve got this far then well done!
