I am a generally optimistic person and, I have to confess, I find depressing news hard to deal with. In the past week, we've had two friends lose their jobs, one have their car repossessed and another couple are inches away from bankruptcy. It's been a real, profound shock. TBH, all these people have relatively low earning / insecure jobs and have been spending beyond their means for some time, so in some ways I am not surprised. However, there is no pleasure in other people's misfortune and I have spent the last few days feeling really sad for them and unsettled personally.
I am thankful daily for the situation we are in: we're not immune from the recession by any stretch of the imagination, but we have always been cautious spenders and H and I are lucky enough to have professional jobs that are less likely to be affected than most of our friends. We also have the business as a back up; if either of us loses our job then we have this to fall back on (and I have been very careful about spreading our business clients across the private and public sectors, so hopefully this will help.) If the business goes bust - so be it. It will be a real shame but our income is not dependent on it at this stage.
I am trying to find a way to make the best of the recession as it scares me. I am trying to reprioritise and learn my lessons, be grateful for what I have, and appreciate the simple things in life. We're very unlikely to go on holiday in the next year, and I am determined to sell a lot of the clutter we have, so that we can put this into the bank as savings. I also aim to review our finances and be far more sensible in the new year; it seems distasteful somehow not to do this (does this make sense?! It's not intended as a criticism of anyone. If those close to us are going without, it seems important for us to be careful with our money, even if we only do it to build up a safety cushion for ourselves - or even give more money to charity.)
I also aim to develop my home-based hobbies more. All the family have enjoyed veg growing and cooking over the past year and I'm looking forward to continuing this. I hope to develop my crafty side - I have just bought the fabric to make myself a funky new handbag. This will hopefully keep me from the shops ?
Staying in touch with family and friends more regularly is important to me too in a way that it hasn't been in the past. Whilst I can't actually do anything to help those friends who are in trouble, at least I can be there for them.
What will you do to make the best of 2009? The financial crisis might not be so much of a concern to you, so your priorities might be different. Do you feel a deep rooted sense of change too, or is it just me?