Skip to main content

Post content has been hidden

To unblock this content, please click here

Clairy
Beginner October 2003

2009 - how will you make the best of it?

Clairy, 31 December, 2008 at 19:29 Posted on Off Topic Posts 0 12

I am a generally optimistic person and, I have to confess, I find depressing news hard to deal with. In the past week, we've had two friends lose their jobs, one have their car repossessed and another couple are inches away from bankruptcy. It's been a real, profound shock. TBH, all these people have relatively low earning / insecure jobs and have been spending beyond their means for some time, so in some ways I am not surprised. However, there is no pleasure in other people's misfortune and I have spent the last few days feeling really sad for them and unsettled personally.

I am thankful daily for the situation we are in: we're not immune from the recession by any stretch of the imagination, but we have always been cautious spenders and H and I are lucky enough to have professional jobs that are less likely to be affected than most of our friends. We also have the business as a back up; if either of us loses our job then we have this to fall back on (and I have been very careful about spreading our business clients across the private and public sectors, so hopefully this will help.) If the business goes bust - so be it. It will be a real shame but our income is not dependent on it at this stage.

I am trying to find a way to make the best of the recession as it scares me. I am trying to reprioritise and learn my lessons, be grateful for what I have, and appreciate the simple things in life. We're very unlikely to go on holiday in the next year, and I am determined to sell a lot of the clutter we have, so that we can put this into the bank as savings. I also aim to review our finances and be far more sensible in the new year; it seems distasteful somehow not to do this (does this make sense?! It's not intended as a criticism of anyone. If those close to us are going without, it seems important for us to be careful with our money, even if we only do it to build up a safety cushion for ourselves - or even give more money to charity.)

I also aim to develop my home-based hobbies more. All the family have enjoyed veg growing and cooking over the past year and I'm looking forward to continuing this. I hope to develop my crafty side - I have just bought the fabric to make myself a funky new handbag. This will hopefully keep me from the shops ?

Staying in touch with family and friends more regularly is important to me too in a way that it hasn't been in the past. Whilst I can't actually do anything to help those friends who are in trouble, at least I can be there for them.

What will you do to make the best of 2009? The financial crisis might not be so much of a concern to you, so your priorities might be different. Do you feel a deep rooted sense of change too, or is it just me?

12 replies

Latest activity by Pop Up Pundit, 1 January, 2009 at 08:49
  • mEVY Christmas !
    mEVY Christmas ! ·
    • Report
    • Hide content

    Deep rooted sense of change here too!

    I can feel it in my gut,bones,belly. I'm no longer a woose. I will stand up and be counted. And I am the boss of all bosses in this house!

    So there! ?

    It's seriously going to be the year where I do as I say I will do. In fact, I wont say a word I'll just do it. I'm going to be 50 in 2009 ? but feel like 30 something so there you go. How can I possibly have reached this age without noticing?

    • Reply
  • A
    Beginner January 2006
    Auris ·
    • Report
    • Hide content

    I used to be a very optimistic person, always seeing the best of a situation. I think now, looking back, I was very much a "head in the sand" person really. My way of dealing with bad news was to smile cheerfully, ignore it and carry on.

    We've had to learn some VERY harsh financial lessons in the last 12/18 months (we had our house reposessed and then we went bankrupt) and I am a totally different person now. Unfortunately the 'happy-go-lucky' part of me seems to have gone (for now) and I'm much more anxious and stress-y that I ever was before. I'm now on anti-depressants and they definitely are working, but iIm not the person I was, not by a long shot.

    However, I am trying hard to see the good things for us - we may not have much, but we have no debt at all, we owe nothing to anyone..... we're a strictly cash only operation these days, if we can't afford it we can't have it - a simple philosophy but one we should have learnt a long time ago.

    So, what will we do to make the best of 2009? Looking forward to being discharged (what a horrible term!) in Feb and finally putting it behind us..... maybe finally starting to build some savings, continuing to see my mental health improve and hoping to maybe get some part of the old me back ?

    • Reply
  • S
    Sandie ·
    • Report
    • Hide content

    I am changing a few things in my life for 2009.

    I am not going to look too far ahead, you really don't know what is around the corner.

    I am only going to get involved with peoples problems if they ask for help or I feel I can help them, I am going to stop taking on everyone's problems and bringing myself down with them.

    I am going to live for today - *** tomorrow

    Life is too short so I am going to do everything I can and make use of every opportuntity that arises for me - who knows when the next one will appear.

    • Reply
  • rufus
    Beginner January 2007
    rufus ·
    • Report
    • Hide content

    Not so much a deep-rooted sense of change (it's been dawning on us for a while that the current situation was going to happen and that what preceded it was completely unsustainable), but for a number of reasons more a way of adapting to it, mentally and practically.

    We are both self-employed and as a result feel pretty vulnerable at the moment, especially with our sizeable liabilities. That said, the recession has brought - my OH particularly - new opportunities as well as greater risks. We do feel the pressure in terms of increased competition for a smaller amount of business, so we need to look at how we can raise our game this way.

    One further significant change is that we are expecting another baby in early 2009. This is focusing my mind particularly in what is the optimum work/family balance, but with the added dimension of feeling the pressure to continue to work - and harder.

    For us, it will be an interesting and challenging year in a number of ways and one that I'm pretty anxious about to be honest. Interesting times to be sure! Just got to go for it, I suppose.

    • Reply
  • WelshTotty
    Beginner December 2014
    WelshTotty ·
    • Report
    • Hide content

    After 4 rather awful years in a row between one thing and another we are hoping that 2009 will be a fresh start that will bring us some good luck and positivity for a change. We hope to sell our house and move to a totally new area so that Mr WT can change jobs and be happier work wise. I think the icing on the cake at the end of 2008 is currently a huge mystery water leak under the house that cant be located, its something that will start our 2009 off with and fingers crossed it will be sorted out asap, the house will sell and we can start a new chapter in our life together.

    Its been one thing after another after another these past few years and Im sure we are due some good happy times, so thats what we are holding out for. I do hope that those others on here that have had a rough / miserable / traumatic 2008 will also see 2009 in in a peaceful, positive way and that the year will continue to be happy and fruitful. x

    • Reply
  • I love shoes
    Beginner July 2008
    I love shoes ·
    • Report
    • Hide content

    Well as we will start the new year off by still not living together, we have to make the most of the time we do spend together..

    I am aiming to get a permanent job (contracting at the moment which sucks) and Dr S is aiming to get a job that is better than his current one but near where I work (which may be an issue with the current climate, though I have applied for 12 jobs in the last week - there seem to be plenty of jobs in my field at the moment)

    Im going to try and be better financially though it has sort of been forced the past few months with the financial issues around... our bills have gone up but not our wages so we have cut back as much as we can

    Im hoping for a better year health wise, if I can get one of the problems formally diagnosed and sort out some treatment it will be a breakthrough for me but even if that doesnt happen I aim to try and sort one of them out myself (possible fibromyalgia / arthritis issue, the other one is sleep related but that could be fibromyalgia related too so Ive heard, so one could sort the other).. Im aiming to start a gentle gym routine going as soon as I can, though Dr S says I should go to pilates - Ive tried it before and got frustrated with it so it may not be the best thing for me

    I also hope that all my family are happy and healthy in 2009, 2008 wasnt too bad health wise for the Shoe family and I hope it continues in 2009

    Oh Im also 30 in 2009 which sucks as I still think of myself as 20 sometimes but I guess its going to happen any which way so have to lump it - Dr S is 6 years older so that makes me feel a little better

    • Reply
  • Sare
    Beginner September 2002
    Sare ·
    • Report
    • Hide content

    I think I'm going to rekindle the relationship I had in my teens with alcohol. We have barely spent anytime together in the last decade, but I feel we will be great support for each other in the coming year.

    • Reply
  • Peaches
    Super January 2012
    Peaches ·
    • Report
    • Hide content
    View quoted message

    Sandie's post applies in so many ways, especially the part in bold.

    Personally I don't set NY resolutions as I feel if it's something I want to do, I'll do it there and then, be it on a weekday in the middle of the month at any time of the year, although I think it would be wise to do the same and not get so involved in others' problems.

    • Reply
  • Peaches
    Super January 2012
    Peaches ·
    • Report
    • Hide content
    View quoted message

    Sare, from seeing the damage alcohol has done to my brother, please reconsider. It's not the answer in any shape or form, however sh!te life is. It's certainly not a support, or a friend.

    ?

    • Reply
  • Mr JK
    Beginner
    Mr JK ·
    • Report
    • Hide content

    Well, JK and I have drawn up contingency plans for if I'm made redundant - I think I'm probably safe (touch wood), as I'm part of the firm's hard-to-replace knowledge base, but if things do go pear-shaped, JK and I will essentially swap places: she goes back to work full-time (and as a midwife-ultrasonographer she's practically recession-proof), and I become a househusband - hopefully I'll still hang onto most/all of my freelance writing commissions so I'll still bring something in, and so total household income will probably remain much the same.

    The major milestone for 2009 is September - when both the kids will be at school full time - though Lexi is switching schools in the summer term to another mainstream school but with a specialist autistic unit, about which fingers are very tightly crossed. The experiment with mainstream education was by no means disastrous (at least not for him: he's made literally unbelievable progress since this time last year) but he's too disruptive to fit comfortably into the main curriculum.

    Aside from that, we're both going back to school - JK's starting an OU science degree in a few weeks, while I've set myself a target date of November to reach a level of competent conversational Polish, starting more or less from scratch. November is the anniversary of when I went to Warsaw and realised to my shame that I didn't even know the Polish for such basic things as "excuse me" - I'm likely to be invited back by the same people, and I want to surprise them!

    • Reply
  • Sare
    Beginner September 2002
    Sare ·
    • Report
    • Hide content
    View quoted message

    I'm sorry Peaches. I've felt particularly low in the last 24 hours and whilst I do wonder what will get me through the coming months, I didn't consider what my flippant remark might mean to others here.

    • Reply
  • Rache
    Beginner January 2004
    Rache ·
    • Report
    • Hide content

    I have a few vague plans but have resolved not to make any firm resolutions.

    I'd like to do more fun things with the boys at the weekends, especially when it all changes as my first goes to school in September.

    I have lots of lots of professional goals - I want to complete my family planning training so I can help my patients by sticking in coils and implants and preventing a few unwanted pregnancies (every little helps and it's nice to be able to feel I can contribute) but from a selfish point of view, I am toying with the idea of starting a Masters in primary care in 2009 or 2010, which I've now realised will satisfy some urges to get more involved in the academic side of my profession.

    Moneywise - thank goodness MrRache and I are fairly recession proof, but we'll be tightening our belts like everyone; as Clairy says, it seems wrong to do otherwise.

    I'd like to stop worrying about my weight, looks, food, etc.* It's boring and I don't want to waste my life in a fug of self loathing and envy when I could be enjoying being young-ish and healthy-ish. Generally striving towards contentment, I suppose.

    *and in that spirit I'ce changed my avatar from a rather cynical Family Guy's Meg, to some Alphonse Mucha art nouveau.

    • Reply
  • Pop Up Pundit
    Beginner
    Pop Up Pundit ·
    • Report
    • Hide content

    This year I'm not making any resolutions, or even really setting any goals as I so miserably failed to achieve most of the 2008 ones and I can't face re-setting the same ones ?. 2009 will be different as my watchword is going to be "enough". It's not about flogging myself for what I haven't achieved, it's about giving myself credit for what I do and trying to enjoy the journey on the way. More balance, less time sitting in a strip-lit office whining about not being where I really want to be.

    That said, I will still be setting physical goals for the year, as if I don't do that, then nothing happens. One endurance event per quarter - I'm off to a flyer for Q1 as I'm doing a triathlon later on this morning ?. Q2 is a half-mara with some friends, Q3 I think will be either a half-iron man trithlon (depending on how today goes!) or some kind of mountain bike event. Q4 dunno yet, but something weird & wonderful no doubt.

    Finance wise, I totally agree that the climate makes unneccessary extravagence a bit distasteful. I've paid off my small bit of debt and got a lodger who pays half of my mortgage. I'm really hammering away at savings in case the balloon goes up - I can't imagine that anyone will be unaffected by the recession.

    • Reply

You voted for . Add a comment 👇

×


Related articles

Premium members

  • Q
    Qa Test I got married in August - 2022 North Yorkshire

General groups

Hitched article topics

Contest icon

Win £3,000 for your wedding

Join Hitched Rewards, where you can win £3,000 simply by planning your wedding with us. Start collecting entries, it's easy and free!

Enter now