Bank charges... Should they give you notice before applying them?

I should imagine that they have, either in terms and conditions when you opened the account or by mail at some point but they don't have to let you know about them on the occasion they apply them, i don't think.

I've been caught with this before, the charges are noted in your statement, or if you are online and paperless billing, it will be in there.

I'm sure they have to notify you about any charges.

Hey Duchy, long time no speak! ? How are you?

Hi Legless ?
Hi July ?

I'm not sure which this would fit into. Obviously I know I'll be charged for certain things but when they're taking £90 a month I really need to know when they're going to take it so I can try and budget for it.

I am going to contact them regarding this beause it's a lot of money. I just wondered if they had a legal obligation to tell me how much they're going to take and when.

Bloody hell Kara, 3 kiddies?? you've been busy chick ? ? Congratulations xxx

I've been ok thanks ? Lots of changes but all good.

What have you been up to apart from being a Mummy?❤️

? Yes it has been a busy few years since we got married in 2004. I was 8 weeks pregnant then. I have changed jobs, moved from teaching into educational administration and love my job, work in higher education. Mainly though having and looking after children has been what I have been up to. Maisie my youngest is just 12 weeks old.

Glad to hear all is good with you, my husband was talking about Bingo the other night and I remembered chatting to you and Prinnie on here about it once when he was nagging me to go to bingo and laughing so much.?

OMG yeah bingo ?? oh those were the days ?

I remembered your eldest boy's name. I recently got in touch with Chel and asked her how her little boy was, couldnt rmemeber if it was kieran or Kiernan. Will remember Kiernan is YOUR boy now LOL

I bet your hands are pretty full, 3 under 5, wow that takes some going. You got any piccies of them all? They've got lovely names too!

OMG yeah bingo ?? oh those were the days ?

I remembered your eldest boy's name. I recently got in touch with Chel and asked her how her little boy was, couldnt rmemeber if it was kieran or Kiernan. Will remember Kiernan is YOUR boy now LOL

I bet your hands are pretty full, 3 under 5, wow that takes some going. You got any piccies of them all? They've got lovely names too!

Which bank is it?

Barclays have always written to me in the past telling me when the charges will come out.

But regardless, you're not supposed to incur charges if their charges are what makes you go O/d, so ring them up and have a pop. They shouldn't be charging that amount anyway, it's going through the courts at the minute, isn't it?

You still selling jewellery then, Mrs?

Oh My lovely!!! ? how on earth are you doing? ?

it's nationwide BTW and i've just gone a bit red faced coz i found it on the bottom of my statement ? I was furious at the time and then the buggers charge me this month for them taking me into the red last month!!!! i'm going to try and get this back!

Anyway, jewellery, I'm not selling it online any more, I still have access to it but i got me a great job in April AND have just been promoted so am not looking back LOL

What are you up to? It's been a few years since i spoke to you xx