OK I did not want to go down this route but have been advised to.
The assesor is coming out tomorrow and meeting the hubster. The radiator we think has a dodgy value and has leaked before but not like last week. It empited the whole boiler all over h and the hall. So 5 towels later and a couple of days later we think all is OK leek fixed again. Then Sunday there is a horrid smell in our hall like a damp smell. So I thought the carpet needs cleaning, so called out the company I use at work and he came out that night. With a damp monitor.
It turns out all the water is trapped he thinks under the carpet and it has got into the wall, so the walls damp. The wallpaper has started bubbling and loosening, which the pup has now encourgaged and removed some it. So our plans of re-decorating could now be paid for cross fingers and a new carpet. They said they only fix the area damaged but as I explained it a hall stairs and landing which all match as the stairs our open and not closed.
So we will just have to see if they agree, the assesor is coming in the morning at 8am, we have already been told to get quotes for drying it out, new carpet and decorators.