Can anyone recommend a good offshore banking account for an expat?
At the moment I've just got a standard current account with RBS, but that's no good as to discuss the account I'm always urged to "pop into the branch", which would be a bit of a round trip! (I can phone the branch but they're permanently engaged). I don't think I'll be able to get another standard UK account due to not being on the electoral roll, so I'm going to go for an offshore account.
I'm paid my salary over here in local currency, and I make frequent transactions between my account here and my UK account (partly to service existing DDs, partly for reasons of currency stability). The money gets converted into sterling and tranferred over, and I'm charged a few quid each time by my UK bank - perhaps there's an account that doesn't charge for this?
I don't need to use a UK debit card out here but I guess it could be handy as a back-up. What's also important to me is a non-negligible rate of interest, as there will be money sitting there and I might as well make use of not being a UK taxpayer and get the interest gross.
Any recs? Thanks in advance!