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Beginner September 2014

panic re the budget!

AuntieBJ, 31 October, 2013 at 13:34 Posted on Planning 0 7

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So here I am, taking a quick look at the budget and the present credit card statement and really, really, really want to know just how much is in the wedding fund!!! The trouble is, its in one of those pots you can't open without breaking. I know that to pay off everything in time, I need to save £165 a month but that's without what I've already saved. I also know that having given up smoking, I can put a minimum of £100 a month extra away with ease. However, I'm worried about all those last minute costs that I am sure I will find I can't live without and will end up with me going over the budget. Reassure me ladies!! We can afford it, we will afford it and how do I ignore those little extras I don't need?!

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7 replies

Latest activity by MrsOh, 1 November, 2013 at 08:57

Beginner May 2014
Muppet · 31 October, 2013 at 14:14
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If its the ceramic pot thingy, turn it upside down and use a knife and you can ease the coins out that way - not sure about paper money....
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DaffodilWaves · 31 October, 2013 at 14:28
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? You've been desperate for pizza one evening haven't you? Well done giving up smoking! Stay off Pinterest and you should be ok!
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Beginner May 2014
Muppet · 31 October, 2013 at 14:34
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ahaha how did you guess!! ?
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DaffodilWaves · 31 October, 2013 at 15:01
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Been there!
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Beginner February 2014
Wifeytobe88 · 31 October, 2013 at 15:48
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Sorry can't help you with the pot as we don't have one, we're just either paying off our credit card each month (16 months interest free on purchases) or saving money in my h2b's e-saver online, so we'll have cash for the suppliers we need to pay cash with too.

With the budget though, work out exactly how much you've got (if you can break your pot open!) and how much you can save until the date it needs to be paid off, then just stick to it rigourously! Jot down ALL your expenditure on a spreadsheet, even things as small as stamps! Keep a regular check on it so you'll know if you're nearing your limit.
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Beginner January 2015
blondejenius · 31 October, 2013 at 20:16
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This!! A palette knife works very well, doesn't help if you did what I did and put notes in as well as coins, you will only be able to get the coins out.
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Beginner September 2014
s0phaz · 1 November, 2013 at 01:44
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This, and perhaps get a pair of tweezers involved to get the notes out...
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Beginner May 2014
MrsOh · 1 November, 2013 at 08:57
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This, and if no palette knife and rulers is great too those pots are a real good idea until you want to get into it without actually breaking it!

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