We just dont have enough money.

Oh no! How much are you short? Are you able to borrow from parents, etc?

This.

I think we can pay for the TOG and not the DJ, so only a few hundred. We borrowed some money off of Nana & Gramps before and they said that we are welcome to ask for more but I just hate having to do it.

Can the tog wait??? i've only paid mine a deposit, then we have to pay half when we choose pics and half when they come, ( if we find ourselves in your situation we could use any gift money to pay for pics) hope you get it sorted without too much worry x

I am going to contact them as OH gets paid on 23rd of the month which is only a few days after they wanted payment.

I just hate the feeling of panic that I am getting in my tummy! ? bit of a worrier me - OH isnt bothered at all!

I'd be worrying too, I deliberately wrote everything on the budget as 10% more than it really is as I know OH likes to spend to overspend on everything and I just couldn't be doing with the stress. My little safety net does help keep me calm (ish)!

Shouldn't he then put the money in the account ready for when you have to pay the bills? I would be annoyed if my OH had used up our budget on his stag and then not ensured he had enough to pay it back in time.

Maybe a zero interest credit card if you haven't got anyone else around to lend you some.