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Beginner August 2014

Wedding Insurance

Elw91, 22 December, 2012 at 08:55 Posted on Planning 0 28

Has anyone brought wedding insurance? If so which company have you gone with?

Thanks

Emma

28 replies

Latest activity by SM2014, 10 February, 2013 at 20:55
  • smazzy_smoo
    Beginner June 2014
    smazzy_smoo ·
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    We bought insurance with John Lewis. We looked at Debenhams too, but have heard quite a few bad things about them, so spent the little bit extra with JL ?

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  • M
    Marysmsmt ·
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    Think we're leaning towards JL- haven't bought it yet x

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  • C
    Rockstar August 2013
    cherrybloom ·
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    Just bumped this thread as I wanted to know if folk have gone with and did you pay for it before you booked anything?!!

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  • Pink Han-bag
    Beginner March 2013
    Pink Han-bag ·
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    We went with Debenhams because of quidco cashback Smiley smile

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  • Mrs*M
    Beginner August 2013
    Mrs*M ·
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    We went with debenhams, we had already booked venue and photographer by the time we got round to sorting it out.

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  • C
    Rockstar August 2013
    cherrybloom ·
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    Thanks I'll take a look

    Did they say it was ok, you don't lose out or anything do you?

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  • Rosco298
    Beginner February 2014
    Rosco298 ·
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    We have gone for John Lewis too. I had booked the church but not paid a deposit, we took it out before we booked the venue. Although according to their website you don't need too. Also my payment went through twice in error so I had two policies. They were very helpful and refunded one of the payments straight away so for cusotmer service they have been great.

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  • Mrs*M
    Beginner August 2013
    Mrs*M ·
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    No they said they covered deposits already paid. Some places don't though but it always tells you in the FAQs section so as long as you read up on it you should be fine

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  • C
    Rockstar August 2013
    cherrybloom ·
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    Thanks, I looked through the forums and some said E&L but then I saw they had a bad rep, so I'll look into debenhams and John Lewis

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  • Mrs*M
    Beginner August 2013
    Mrs*M ·
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    It was between Debenhams and John Lewis for us too, we needed marquee cover and things which bumped up the price but those 2 definitely seemed the best.

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  • overtherainbow
    overtherainbow ·
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    M & S for our daughter. Covered everything except falling out Smiley smile

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  • Mrs*M
    Beginner August 2013
    Mrs*M ·
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    I don't think they do insurance anymore, we tried looking into them but someone told me they stopped.

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  • C
    Rockstar August 2013
    cherrybloom ·
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    So I'm stuck between Debenhams and John Lewis, this has to be the most boring part of wedding planning?

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  • Kylie541
    Beginner February 2013
    Kylie541 ·
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    We went with E and L and successfully claimed.

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  • MrsWill2b
    Beginner March 2013
    MrsWill2b ·
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    I'm looking into this too. I agree, it is the most boring research lol.

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  • S
    Beginner July 2014
    SM2014 ·
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    Hi Smiley smile

    I'm currently looking at the same thing, its not exactly inspiring it is!

    Think i'm leaning towards John Lewis, but it does seem expensive ?

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  • C
    Rockstar August 2013
    cherrybloom ·
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    Yes , John Lewis does look pricy I can't work out which one is better value for money,I am all about value!!

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  • C
    Rockstar August 2013
    cherrybloom ·
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    Was it straight forward, well as simple as an insurance claim can be, not that I am plannning on claiming I am hoping for the exact opposite! But unfortunately its better to be on the safe side..

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  • S
    Beginner July 2014
    SM2014 ·
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    Having looked at both JL and Debenhams, the cover seems to be the same value, but more categories are itemised on the Debenhams one - not sure whether this means it covers more or not though ?

    Anyone?? ?

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  • C
    Rockstar August 2013
    cherrybloom ·
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    That is exactly the same conclusion I came to which is...duh?!? ?I think it comes down to price but once again similar..

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  • S
    Beginner July 2014
    SM2014 ·
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    E&L and myweddinginsurance.co.uk both look quite a bit cheaper, but seem to have mixed reviews. How bad can they be though, as long as you're aware of what's in the policy, surely?!

    Anyway i've decided this is a job OH can do instead ? its boring and I don't understand it so leaving him to sort it tonight!!

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  • Kylie541
    Beginner February 2013
    Kylie541 ·
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    It wasn't entirely straight forward but once they had all the evidence it was paid in full. Plus my venue didn't close it was just at risk so technically they didn't have to pay. Took four weeks from claim to payment which i didn't think was too bad myself.

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  • HLT
    Beginner August 2012
    HLT ·
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    We did, and we ended up claiming. We went with Debenhams (£70?). A glass of red was spilt on my dress and they were very promt at dealing with the claim and reimbursed me the full price of the dress (less £25 excess).

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  • HLT
    Beginner August 2012
    HLT ·
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    We did, and we ended up claiming. We went with Debenhams (£70?). A glass of red was spilt on my dress and they were very promt at dealing with the claim and reimbursed me the full price of the dress (less £25 excess).

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  • Fireflies
    Beginner June 2013
    Fireflies ·
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    We went with E & L as it was the only one we could get what we wanted covered on it...I kind of want something to go wrong to justify the price of it though ha ha! My sis used it for hers too although no experience of claims, it seems pretty comprehensive

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  • J
    Beginner May 2013
    jen_jj ·
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    We went with Debenhams. We found that the plans matched our budget well for all areas of the wedding. Again like some people we'd already put deposit down on a couple of things including venue before getting the insurance and not all companies will cover for services booked before getting the insurance.

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  • C
    Rockstar August 2013
    cherrybloom ·
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    Thanks all, I am thinking Debehams so calling them tomorrow..let the spending commence!!

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  • Mrs Monkey
    Beginner July 2013
    Mrs Monkey ·
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    I went with John Lewis but didn't start it until we had booked our venue.

    They have super long 'small print' but make sure you read it all. We are having our reception on a boat and that's how I found out that Debenhams insurance wouldn't cover me for that.

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  • S
    Beginner July 2014
    SM2014 ·
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    We finally sorted ours yesterday, we decided to go with E and L, hopefully we won't need to claim but we decided we couldn't justify the extra for a similar level of cover with JL or Debenhams.

    Fingers crossed it'll be ok!?

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