H's credit card expired in December and the new card never arrived. When he queried it with the bank, he was told that due to a history of late payments, the bank would not be issuing him with a new card. This is a bit of a pain for us, as we do need a credit card for certain transactions - when hiring a car for our holidays back in the UK among other things.
The thing is, it's not like H really has made so many late payments. We certainly had some problems in the past, as we're expats and move a lot, to different countries, different houses within these countries and every time, we would have to write to the bank to confirm our new address. Inevitably addresses don't get changed on time, or correctly, bank cards go astray as do visa statements and this has led to the odd late payment in the past, especially pre-internet banking. But that is genuinely all it is, a few missed payments over the years, although I totally recognise this isn't actually the bank's fault, but H's. I'm sure the bank are well within their rights to refuse H a new credit card, but this is the umpteenth card he has had for this visa account and the odd late payment has never been a problem before.
it feels better to get that off my chest, but what I'm asking is this - Is this the norm these days? Are banks looking for excuses to take away your credit card? We're a bit stuffed, really, as my bank stopped issuing me a visa card years ago as they decided to stop sending cards abroad - I still have a visa account with this bank, but no actual card!
