Just about to insure the wedding, saw something on a website about insurance not necessarily being valid for weddings over multiple days. Our venue isn't licensed, so we are planning to have a registry office wedding the week before, then a humanist (non-legal) ceremony and reception at the venue.
I rang John Lewis insurance, they can't insure the humanist ceremony, only the legal ceremony and the reception. So if the celebrant doesn't turn up, I'm not insured for that. Also, some stuff (like my dress) is insured until the moment I say "I do" in the legal ceremony - so if we are legally married before the humanist ceremony and reception, and something happens to my dress in between time, it is not insured!
What have other people done to insure humanist ceremony weddings? I know in Scotland they are legal, so I'm looking for people who got married in England and Wales.