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Beginner July 2024 East Central London

Insurance for Pre Existing

Sav, 25 March, 2024 at 23:01 Posted on Planning 0 7

Hi,

Does anyone have experience or recommendation for insurance company that deals with people and long term pre existing condition please, there doesn't seem to be many around that will cover this which I find hard to believe. Thank you.

7 replies

Latest activity by Thomas, 20 October, 2026 at 13:50
  • S
    Beginner August 2025 Suffolk
    Sarah ·
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    Hello, have you found any insurance companies, I'm desperate for one? Thanks in advance x
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  • P
    Greater Manchester
    Peter ·
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    I understand the struggle of finding an insurance company that covers long-term pre-existing conditions. It's a challenge many face. One option you might want to consider is https://tree.com.sa/ . They specialize in offering comprehensive insurance solutions, and they may have policies that can cater to your needs.


    I’d recommend checking their website for more details on their coverage options.


    Hope this helps!

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  • Nikita
    Ohio
    Nikita ·
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    Most standard carriers immediately issue blanket exclusions or outright denials the moment a long-term issue is declared on the medical history form. Finding a company willing to offer coverage usually comes down to accepting either full medical underwriting with a premium loading or waiting out a strict moratorium period. Did you run into flat refusals everywhere, or are brokers at least offering coverage with specific surcharges?

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  • Anissa
    Beginner July 2026 East Central London
    Anissa ·
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    Most mass market insurers automatically impose exclusions or deny coverage altogether as soon as they see chronic conditions listed on the application form. If you want to understand the intricacies of underwriting the article https://www.we-heart.com/2024/09/27/planning-healthcare-for-expats-in-thailand/ provides a clear explanation of the principles of waiting periods and comprehensive medical evaluations for expats. Contact major international brokers directly; they’ll negotiate surcharges rather than issuing a blanket rejection.

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  • A
    Beginner December 2026 Essex
    Ali066khan ·
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    It’s definitely worth comparing a few specialist insurers or using an independent broker, as some providers are more flexible with long-term pre-existing conditions than others. My Fed Loan The terms can vary quite a bit depending on the condition and how long you’ve had it. Hopefully someone here can recommend a company they’ve personally had a good experience with.

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  • Marvin
    Iowa
    Marvin ·
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    Preparing for the HESI exam can be stressful, especially when students are balancing classes, assignments, work, and personal responsibilities. What do you think is the biggest challenge students face when preparing for the HESI? Have you ever wondered why some students search for services using terms like pay someone to take HESI test when they feel overwhelmed? Do you think schools provide enough preparation resources for HESI students? What study methods have helped you feel more confident before an important exam? How much does test anxiety affect performance in your experience? Should students have more access to practice questions and preparation materials? What advice would you give someone who is struggling to manage HESI preparation with other responsibilities? Do you think academic pressure is becoming a bigger issue for students today? What would make HESI preparation more manageable and less stressful for students?

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  • Thomas
    Beginner October 2026 Vermont
    Thomas ·
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    It can be really frustrating trying to find an insurance company that covers long-term pre-existing conditions. I think it’s worth comparing a few providers and checking their exclusions carefully, because the details can make a big difference. I usually find that taking time to compare options saves a lot of hassle later. It’s a bit like shopping for rosefield boxy watch , such as Gresham watches, where checking the details before making a choice really helps. Hopefully, someone here can recommend a reliable insurer with fair coverage and clear terms.

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