I've just been told that my two friends (who play the violin and the flute) who I've asked to play for an hour during the drinks reception for free as they are amateurs will now have to get liability insurance. Is this right? No money is exchanging hands. To make it worse, because they are not a registered band I would have to pay it for both of them individually.
This is ludicrous! Has anyone else had to do the same?
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