Just trying to sort out our expenditure / income to see where we are financially and filled in the budget spreadsheet on MSE. How flippin fab is it?! Great way to break everything down to see just where your finances lie.
Mr WT and I have been trying to sort stuff out as the probabilty of him handing his notice in once his stress sick leave ends is currently running at 100%. So we have been trying to see if we can cut back on some stuff and get rid of some things that we pay for but are not essential. We started least week by both cancelling laptop insurance for maintenance costing us £20 a month between us, and Mr WT changing from a £35 a month contract to a £15 contract on his mobile. Yesterday we changed our mortgage to an interest only bringing our payments down by £335 a month (however we are also overpaying by £335 a month too which will come off the capital just like the repayment mortgage, but it gives us more flexibilty should we need it if (when) Mr WT's salary is slashed)
Anyway I have spotted a few things that we can get rid of that are non essential that would save us some more. So now, even if he is out of work for a bit I can cover all the expenses on my wage. Martin Lewis and MSE is flippin marv. It's been a good exercise too see what comes in , goes out and what can be cut back.
YAY for MSE!
