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Clive
Beginner July 2023 East Sussex

Venue Public Liability Insurance

Clive, 6 October, 2022 at 19:44 Posted on Planning 0 6
Hi there,


My financee and I have just received a contract to view and sign from our planned wedding venue, however, we have some confusion with some of the wording. While we wait to hear back from the coordinator maybe someone here can offer some thoughts!
Firstly, we, the hirer, are being asked to provide public liability cover at a minimum of £10m. Catering and bar is in-house but entertainment, etc would be third party. I was under the impression that each third party business would have their own public liability cover and that this would be suitable. However, that doesn't seem the case?
Additionally, we are being to provide, alongside the signed contract, a copy of 'our' safeguarding procedures, a risk assessment for the wedding ceremony and reception and a Covid-19 specific risk assessment. To me all these seem like things that the wedding venue should be providing. At the very least, I don't know how we are meant to provide a risk assessment without taking another walk around the venue. Any thoughts here?
Thanks!

6 replies

Latest activity by Sam, 25 November, 2025 at 10:19
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    Savvy October 2024 Kent
    Crystal ·
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    Wow that sounds extreme?!


    We’re about to sign ours and none of that’s in there. You are being asked to provide cover at a minimum of 10 million? How much was your venue?
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  • C
    VIP April 2022 Wiltshire
    Charlotte ·
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    It seems like they have a standard contract that is more geared towards external suppliers. I would agree that the insurance liability is not on you but your 3rd party providers, it may be that you need to ensure your supplier has the relevant insurance that is acceptable to the venue. We did that and they then liaised with our suppliers to confirm and obtain copies for their records.

    I would speak to them and point these clauses out to the venue and just say that they seem to be irrelevant to you as the hirer and ask for them to be removed or at the very least explained. I work in contract law, not in hospitality, but these clauses are not something I would expect to see in a hire contract. Lots of places have generic contracts where a lot of it will be irrelevant but is easier for them to have one document, however it is important that you have then removed or expanded, even if they say they are not required, or at the very least have it on record in writing that the clauses are void and are not enforceable to cover yourself in case they try to pursue you for damages

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    Curious May 2023 South East London
    Christina ·
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    I just got wedding insurance and it covers a lot of that. Not every venue is insured, and regardless of what your venue insures, you should still get insurance in case a guest sues you not the venue, or in case your vendors cancel on you or don't deliver. Or in case you get covid, etc.

    You can get insurance for lie 60-200 pounds for that stuff so I wouldnt see this as something to fight the venue on, but I am not a lawyer. But you can have a conversation about whether these apply to you, as others have said.



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  • R
    Genius July 2020 Monmouthshire
    RomanticGreenStationery27135 ·
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    That sounds really weird. We had to provide our registrar with a Covid risk assessment for our ceremony, but that was literally a few days after the wedding ban had lifted, and we were the first wedding they had done since, so I think they were super-nervous and wanting to cover themselves. I've never heard of any couple being requested to provide one under normal circumstances. The venue should have its own risk assessments and also have its own liability insurance. As should any suppliers you are using. Is this a new wedding venue? I wonder if they are new to the business and a bit clueless?

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  • Abi
    Dedicated May 2024 Conwy
    Abi ·
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    The covid risk assessment etc are no longer legally required, so I’d be exploring with them why they are still requiring you to do that side of things!
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  • Sam
    East London
    Sam ·
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    Wedding venues often include detailed legal requirements in their contracts, and it can feel overwhelming when the documents start to resemble something handled by guardianship attorneys instead of a simple event booking. Many couples face similar confusion when asked to provide high-level liability cover or create risk assessments that the venue usually manages. It helps to push back politely and ask the coordinator to clarify what is actually mandatory, since most vendors carry their own insurance and clients typically only need standard event coverage.

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