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Sunset21
Beginner

WWYD? Writing a cheque as a wedding present.....

Sunset21, 6 August, 2008 at 14:19 Posted on Off Topic Posts 0 22

I remember when we had cheques as wedding presents, some were to Mr & Mrs xxxxx, some were in his name and my maiden name. I'm just writing a cheque for a couple that live together and are obv. getting married - do you tend to write to Mr and Mrs or Mr xxx and Miss XXX?

22 replies

Latest activity by lucylu, 6 August, 2008 at 20:18
  • jaz
    Beginner
    jaz ·
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    We had lots of different ones when we got married but as long as they weren't crossed they went into any account so it was fine. Otherwise ask the B&G/parents what their banking situation is?

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  • P
    Beginner
    PinkLady ·
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    We've just got married and recieved several cheques and no two were addressed the same. We had H name only, both first names, Mr & Mrs , and even a blank cheque.

    I wouldn't worry what you put as someone else will have certainly put something different. Maybe just check they have a joint account if you're going to address it to both of them

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  • Sunset21
    Beginner
    Sunset21 ·
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    I think i'll do it in married and maiden name. I was going to leave it blank but I don't want it going astray and someone else banking it.

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  • Ms. Scarlett
    Beginner April 2007
    Ms. Scarlett ·
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    I wouldn't worry too much about it - if there are two names on the cheque I believe it's fine for it to be paid into the account of one of them. You don't need to bother with titles, anyway.

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  • LouM
    Beginner August 2007
    LouM ·
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    They might not have a joint account (we don't) and she might not be becoming a Mrs X (I didn't), so I'd just make it out to the groom, or the bride in her current name. We had a nightmare because we had loads made to mr and Mrs hisname (no such account exists) and others made out to me in a name that doesn't and never will exist. We had to send them back with a nice letter explaining. It was cringeworthy.

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  • chids
    Beginner
    chids ·
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    We get married at the weekend and have so far had cheques addressed to Miss Chids, Mr S, Miss Chids & Mr S, none as Mr & Mrs S

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  • Zooropa
    Super October 2007
    Zooropa ·
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    We had a couple of cheques sent to mr & mrs and my parents had to ask for them to be resent as the bank wouldn't let us pay them in as we don't have a joint account.

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  • spacecadet_99
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    spacecadet_99 ·
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    What LouM said (apart from the bit about changing names, which I did) - we have never had a joint account and still don't but MrSC's grandparents sent a cheque made out to both of us. It took a bit of persuading for my bank to allow me to deposit it (and they said that if it had been for any more money, they would have needed him to come down and sign something). So I'd go for one name personally - either groom, or bride in either name (even if she's not changing, she'd be able to deposit in the married name if she took a marriage cert with her I think).

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  • lobster
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    lobster ·
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    This is one reason I hate requests for money. I don't know how to solve it though "make cheques payable to" isn't really something I want to see on a wedding inviation! ?

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  • C
    Beginner May 2003
    Cazzyg ·
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    Can you ask them? If not I'd go for either the groom's name or the bride's maiden name only. We had problems with cheques in joint names as we didn't have a joint account and as I didn't change my name, had problems with any in my 'married' name.

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  • K
    Beginner August 2012
    Kellfi ·
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    We got quite a lot in our married name, we had a joint savings account that they went into though.

    Other people just made them payable to me or payable to H

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  • Sunset21
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    Sunset21 ·
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    I'd rather not ask, although i'm sure if there was a problem they'd have no problems just asking us to change the cheque, I certainly wouldn't mind, they're close family although obv. not close enough for us to know their banking situation lol!

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  • K
    Beginner May 2007
    Kegsey ·
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    We got several cheques, all addressed to both of us and most to me with my maiden name. They were easy and went into the joint account. One had sent a cheque address to Mr and Mrs. I couldn't bank that until I changed my name with the bank. Even though I changed everything fairly promptly, it took a few weeks.

    If they don't have a joint account, then they can't put the cheque (or shouldn't be able to) into an account with just one of the names on it.

    I would address to both of them but with their names as they currently are. If they don't have a joint account, then they will have to ask you to re-write (or you'll see that the cheque doesn't clear!)

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  • T
    Beginner
    The Bag ·
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    I'm sure it'll be coming soon though it'll just be incorporated in the poem.

    I would just write it in the name of the person I was closer to , iyswim. I also didn't change my name. If I had , Idoubt I'd have done it at once so Mr and Mrs bla bla wouldn't have been much good anyway.

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  • NickJ
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    NickJ ·
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    but if they think like you are, they may stress about it and wonder what to do if its not right. if it was me i d just ask them, would potentially save you, and them, a pile of hassle.

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  • Cath
    Beginner April 2005
    Cath ·
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    We've been married three years and still don't have a joint a/c, but MrC's bank happily takes cheques to Mr & Mrs Surname on the rare occasion we get one.

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  • geekypants
    Beginner August 2008
    geekypants ·
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    Tbh, just writing it to the groom is the safer option.

    We have had a huge mixture of cheques, but none to Pr and mrs, which is brilliant since we won't be back from HM for a month and so the bank won't have been notified.

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  • MD
    Beginner
    MD ·
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    We had a lot to Mr and Mrs and I wasn't going to change my name....................in the end I did but the bank were a bit sniffy about it.

    I would leave it blank or put it in just his name (and explain in a card why)

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  • Emsy Truff
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    Emsy Truff ·
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    We had a few to Mr and Mrs and the bank let us pay them into one of our accounts so long as we were both there for the other person to counter sign something. I know that my bil and sil couldn't do this though, so they paid them into his parents joint account (they are also Mr and Mrs x!) then had them transfer over the money.

    To be safe I'd make it out to the person whose family you are in (either bride or groom) and if it's the bride, in her current name.

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  • L
    lucylu ·
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    I always write it to either the bride or the groom in their current names.

    When I got married I didn't change my name and the bank wouldn't let us cash any addressed to either Mr & Mrs. X or just Mrs. X. Also we didn't have a joint account so they would cash any written to both of us.

    It meant that we couldn't cash a very large number of our cheques. Some people we explained the situation to and they were fine with it. Some people we explained the situation to and they said "Oh I'll send you another cheque" and never did (I'm not sure whether they forgot or whether they thought we were rude for telling them or whether they objected to me not changing my name/us not having a joint account) and it's not the kind of thing you can chase up really. Some people we didn't feel we could approach about it or literally couldn't get in touch with about it. The result was that we lost several hundred pounds in cheques that people had written us and the bank wouldn't cash.

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  • Twiglet girl
    Dedicated November 2016
    Twiglet girl ·
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    I agree to make it out to either bride or groom in their current names. I didn't change my name to Hs and would have been irrationally irritated to get a cheque made to my first name, his surname. If you are attending the wedding I'd just put cash in the envelope.

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  • M
    Beginner October 2005
    misseatalot ·
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    We had alot in the format of Mr and Mrs His Name. I haven't changed mine so just took them into bank with wedding cert and there was no problem.

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  • L
    lucylu ·
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    I tried that but my bank said that unless I changed the name on the account to Mrs. X then they still wouldn't cash it. I asked them if I changed the name on my account could I change it back after a few weeks and they said not without a deedpoll.

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