Vindaloo

As a young teenager I absolutely loved reading Point Horror books. My girlfriends and I would swap books with each other once we'd finished. They were so gripping and scary and I felt really old and...

...... just wondering if this actually exists as I've seen it mentioned a few times over recent weeks if so, who's in and what's the craic with meeting up etc could be fun to arrange something ? ...

Does it mean you would be liable for the debt if something happened? Friend has asked me to be a guarantor for her on a loan because she lives in a new build and never had any loans/credit cards there...