Money when you are a married couple...

Salaries get paid into personal and then on payday we both transfer everything to joint account.
When we met he had a lot of debt - i said if we moved in together and had a joint account that debt would be cleared, it was non-negotiable. We currently spend more on clearing debt a month then we do rent (only 9 months till we're debt free though)

I manage all the money and I cant see this changing. He likes to spoil people, if he has control of the money i'll get little presents everyday, which is lovely, the day after we got engaged (he works nights) i came downstairs in the morning and there were 4 wedding magazines on the table for me - adorable, but i cant pay the bills with bridal mags

We got a joint account about 12 months after moving in together, it just became ridiculous having seperate accounts and different bills coming out of both and money just seemed to fritter away and neither of were left with any savings. It's so much easier to save when the money is all in one place. And I'm quite old fashioned in the idea that I'd hate to ever 'owe'each other money, just would feel really unromantic!

Well, that's OK then. Me and OH are the least 'romantic' couple in Christendom! ? All that lovey-dovey stuff gives me the heebie-jeebies....for example, I bought him a Valentine's card for the first time ever this year (we've been together for 11), and that's only because it made me laugh in the shop (it said 'You make my willy happy' on the front, and I drew a massive willy inside it too (for good measure)..he's too embarassed to put it up....the CARD, that is!!) ?

We're both fiercely independent. It's what makes our relationship work. Again- each to their own- there's no 'right' or 'wrong'...it's what's best for you! ?

It was rounded up as well. I actually pay less than 25 % of my salary into the joint account ?

Ker-CHING!

Milkybars are on you...

My OH was peering over my shoulder last night when I read this thread, and said 'Screw that, we're never sharing money. I'd just spend it all.' Inspiring stuff.

We have separate finances mainly because we have a house each and he is still paying child support for his two offspring. he pays towards the food etc he eats when he is staying with me. I never stay at his house.

Maybe when we eventually live together (about two years away now) we might have a joint household account.

I earn about a third more than he does.

We have seperate accounts and I pay money into his account to go towards mortgage, bills and food shopping and leave a little bit for myself for lunches and bits and bobs during the week. We have a joint account but we only opened that so we could pay two cheques in after the wedding!! I used to be really bad with money so this is the best way that works for us.

Our motto is - he earns it and I spend it - which I like very much ?

Oh gosh, I didn't mean it to come across like that ️?️ , I don't think having separate accounts is unromantic at all, its just i've never liked the thought of 'owing'; money to each other, I just find it slightly uncomfortable when we go out with friends and they discuss who's paying for their share because one owes the other food from the weekly shop etc ? I'm not a lovey dovey type either, OH is very much of the: write a long meaningful message in cards mentality, whereas i'm strictly: find the least soppy card and write: to X, lots of love from X in it, much to his dismay ? .

We already have a joint account which we decided to do when we bought our first house together. I don't care that I earn more than him, it's our money and we are both really happy with it like this. Used we drive me mad saying oh you paid for that last time so Il pay this time etc, was a nightmare! I still treat myself, go out with my friends for meals n nights out and the other half buys xbox games and car parts.

My favourite thing is when we go out for meal and he uses his card for our joint account, I always joke 'aww thanks babe for treating me, that's so sweet' lol! wouldn't have it any other way

We haven't changed our account arrangements at all since getting married. We have separate accounts & much prefer to keep it that way.