Paying for the wedding

Well we have paid for our wedding monthly as we go and will be in no debt after the wedding which we are pleased about. However, its not been easy and touch and go at times so I can see why people would like the idea of a loan that just pays it all off.

Ive just joined the credit union at work and aim to save about 8k by the end of 2012.....OH joined months ago so he is putting about 200/300 a month away also ( i earn more money than him).....dont want to get into debt but the credit union is a better way of taking out loans as youre borrowing against your savings so the interest rate is lower as well. if we need to we will do that too.

We set ourselves an achievable budget of what we can afford and are having a small contrubution from my dad (dont expect OH's to pay as they have to travel half way round the world to come to the wedding!). There is no way i wanted to borrow money and whatever we cant afford we simply do without. Im using an ISA to save the money and are paying things off as we go anyway. Hopefully will have a nice little honeymoon fund to play with too (fingers crossed!!)

Oh yes must point out that in my early 20's i got myself into loads of debt and are still paying it off now and refuse to get into anymore-silly me :-?

Thats what we are doing too, putting money away every month and paying off bits here and there. As I said I have always believed that if I can't afford to buy something then I go without I am against getting loans out (think thats my upbringing my parents never had loans or credit cards)

We have been quite lucky in that Im the only daughter and so my parents are paying for everything (my dad is old fashion like that!) but if we were to pay for it i wouldnt get a loan, cant see the point in starting married life in debt!

I think that's the right attitude to have, Angel girlie.

We're paying for all of ours ourselves and the thought of my folks or his using their cash to fund our day makes me feel quite queasy. This way we can spend however much we want on whatever we want and be safe in the knowledge our folks have their money to spend on themselves. I figure I'm too old for parental hand outs now!

We're saving up and paying as we go along We have set a date for 2012 which will allow us time to save upproperly and be able to have what we would like

We had budgeted to pay for ours entirely on our own, but then both my parents and Mr Spoon's mum said they wanted to contribute, so they have given us a set amount each that we are going to use for the honeymoon.

We wanted to save for the wedding rather than get into debt, but I am fully aware that we are very fortunate - we both have good jobs which means we can save a decent amount of money each month without having to cut back on our spending. Not everybody has that luxury so I completely understand why many people choose to take out loans.

We agreed to pay for ours ourself, having a wedding in 2012 to give us time to save for it but then both sets of parents gave us cash gitts towards the wedding which has really come in useful but if we hadn't have had them our budget would have just been smaller. I also got into loads of debt at uni and have only just cleared it all and never want to be in that situation again (thanks to wonderful OH who fixed it for me) The idea of coming back from our honeymoon and facing mountains of bills freaks me out!

We didn't want to get into debt either, but then we're lucky (albeit in a rather sad way) and I got an inheritance cheque through last spring. Our plan was to save hard, give up some luxuries and pay for the whole lot ourselves. The extra cash means we don't have to give up all our luxuries, and although we still need to save it's very manageable.

MY mum has offered to pay for our car, my OH's parents may offer us a few quid, but I guess you could say my dad and my nan (RIP) are really paying!

Ohhh thats sad but you can think of your dad and nan in all the things you've done on your wedding day.

We started out adamant that we would foot the bill, but as I'm an only child, my parents wanted to contribute.

I do have to have to say though, there's also a bit of "one upmanship" going on between my mum and OH's mum (OH's mum lives overseas and will not be attending the wedding) - OH's mum has offered to pay for our honeymoon (provided we take the honeymoon on the continent where she lives, so she can see us after the wedding). When my mum heard this, she announced that in that case she (and Dad) would pick up the cost of the venue.

We are trying to keep our costs down, and when we looked at the venue we've picked we weren't like "lets pick the most expensive food and venue 'cos Mum and Dad are paying!!". We're also keeping the guest list quite low, too. We're trying to be thrifty (my dress cost £100 for example).

I wouldn't take a loan out to cover the wedding, I think doing that would only lead to friction and squabbles.

I am very keen on paying for as much as we can ourselves - that way it's our day. I am generally quiet fiercely independant and have been financially independant of my parents since the age of 16.

It means a lot for my mom to pay for my dress, when we got engaged she announced she had been saving for YEARS to be able to do so and produced a wad of cash from an old shoe in the back of her wardrobe!! Luckily i got my dress when I did as it was all in old £20 notes which are now disused.!

My dad wanted to contirube to my photos (as the ones he had at his wedding were poor and he regretted it) and nan wanted to contribute to our church (as it was an important part of me growing up) so I have accepted with thanks.

I would get a second job to pay for our wedding, i have made significant sacrifises in terms of giving up my own place.

If i'm honest - I can't say that if I didn't have the cash then I wouldn't consider using my credit card - I would have I think, especially for the honeymoon. But that is because 6 months after the wedding OH will get a £5.000 work bonus.. so it's kind of paid for.. But I am pretty sure I would have done it - which is a bit bad I know.

We're not taking out any loans but we have had to accept that some bits are going to go on the credit card. Luckily PIL-to-be have given us a very generous sum, which added to h2b's inheritance from his grandparents and a small contribution from my dad (plus mum buying my dress) means we're in a good position to afford the bits we wanted. We're still saving money where we can by DIY-ing stuff and not having cars or a sit down meal though!

Well my mum has saved up a sum, and my PIL2b have given us money to put towards a deposit and we will be using savings for the top up, we are planning to spend under 5k but i still feel a bit guilty as i am not contributing financially as i don't work, but hoping to rectify that soonish....

We're paying for stuff as we go along. We're quite lucky that my Nan, my Mum and my H2Bs parents have all given us a large sum each plus are still paying for extra things for us! My Mum has bought me all of my jewelery and MIL2B has paid for most of my button bouquet so far, plus is taking me to a craft fair at the NEC for more stuff.

I wouldn't want to get into debt for one day no matter how important it is, it can get ridiculous else.

We're paying for things monthly although my mum is paying for the flowers.

I try and buy something wedding related every week even if its something small it all helps.

The only thing we are struggling with at the mo is the honeymoon as all our mony is going towards the day itself, but saying that i told oh i wouldnt care if we went for a weekend in blackpool, cos it will still be our honeymoon! Ofcourse I would be toatlly peed off and gutted if this was to happen!!! Lol ?

We are going to be paying for our wedding ourselves. My parents have offered to pay for the honeymoon although they will be coming along with my sister and her boyfriend ?

Beggars can't be choosers, right?! lol. I am paying for things each month however we are going to have to use our credit card to pay the deposit for the venue as £500 in one go along with our holiday money and car service to pay for in October is just too much.

One of the guys I work with took out a £25k loan for his wedding. Although he said it was the best day of his life, he has been paying that debt off for the past 3 years and still has another 3 years plus to go. His monthly outgoings are so high, he can't afford to go out at weekends or treat himself or his wife to anything. Surely this can't be worth it!!

We're paying for the wedding ourselves as we go along - had originally planned to start saving in January once we're back from holiday but we've paid for my dress, the venue deposit and the photographer deposit already (and I've bought a few bits) which will make next year a bit easier.

My mum has very kindly said she will put some money aside each month and give us the lump sum to spend however we want - this will probably go towards our honeymoon as we've not included that so far.

My OH has recently got a big payrise too which won't change the overall budget but will mean we will be able to have a couple of luxuries we didn't think we could afford like a string quartet.

We're in the same position and VERY lucky that my dad is paying for the majority of it, if not we literally would not be able to afford to get married. My OH got made redundant and was out of work for about 6 months about 5 months after he proposed so that ate away at our savings. We are having to borrow money on the house for the honeymoon but we're ok with that. I would never get myself into massive debt over it, would just be very creative and look around for a cheap wedding venue like my mums back garden! x

My parents have kindly offered to pay for our reception and we are paying for the rest. We are saving enough each month to pay for the rest of the cost, which is a fair amount, for us anyway.

We still have debt from when we were both students, so we have worked out our budget according to what we can save, whilst paying off the student debts. We should be debt free and have paid for our wedding by the time we get married (if it all goes according to plan that is!). I don't want it hanging over my head when we start married life, and also, we'll have other things to save for, like a bigger home................................