I leave mine as long as possible, I can get 40miles still even once I'm in the red bit with the fuel light on so I drove most of the way to work this morning with the fuel light on! I have another friend who always fills up at the halfway mark which seems pointless to me of having a bigger tank!
Maybe it depends on how many miles you do, my tank does about 400 miles which is barely a weeks commute for me so if I filled up halfway that would be every other day!
Just a pondering!