Peep Pee Eye

Fab news!!

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Brilliant! Did you know you'd paid PPI?

Great news, I know it sounds stupid but so wish me or OH took it out. He's adamant he didn't on any of his loans but I really want to try and find out!

Yeah. It was the only credit I've ever had and I thought it was really grown up to insure it!

Buzzee, you can write to your bank/credit provider and ask for a summary of your accounts. Don't forget that things like PPI apply to credit for car purchase and so on.

Fantastic!

But you did actually want the insurance on the loan?! Bonus!

Drinks are on you then!

Shall we move the Christmas Hitched meet up north? ?

Good result! Now you can def come dahn sarf for the hitched drinks!

Ha, you're on!

I threw away all my car loan paperwork, do I speak to the lender?

i just set a letter to barclays as i knew id had a loan with them when i moved to london. I stated my address then, my name then, and the loan amount roughly..thats all and they found all the info from that!! they now looking into it

I've downloaded the template letter online and sent off for my two car loans!

Yay, fingers crossed.

I had a follow-up phone call to check some details, so not sure if you have similar to hand. The bank needed walking through my sick pay and redundancy package, as these aren't standard. I also needed details associated with Death In Service benefits, from both work and pension schemes. As my main claim was that I didn't need the PPI, I suspect they were trying to identify a scenario where I might have needed it and refuse a refund on that basis.

Good to know, just getting copies of the t&cs at this stage... Not expecting anything but could use every penny at this moment in time!!

I recently got offered just over £7k back on a closed loan and on one which was still being paid off. I accepted then when the money landed in my account (same institution that I bank with) they paid about £2k more! I think the extra was something to do with restructuring the existing loan but that meant that my loan has now been fully paid off and I'm now nearly £400 a month better off - that will make a nice dent in the wedding savings target.

That's amazing news Footlong, nice one!